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Frequently asked questions

Direct answers to what Alex gets asked most.

Questions and answers

What areas does Alex serve?

Day to day, Orange, Riverside, Los Angeles and Imperial counties. Anaheim Hills and Yorba Linda are home base, along with Orange, Villa Park, Tustin, Irvine, Newport Beach, Corona and Chino Hills. His license is a California license, so anywhere in the state is possible. Outside those cities, ask anyway and he will tell you honestly whether he is the right person for it.

Do I have to use Alex for my mortgage?

No. You are free to use any lender, or pay cash, and nothing on the property side is conditioned on using the loan side. Many of his clients bring their own lender. The in-house option exists because it is often convenient, not because it is required, and the two are separate services, performed separately and paid separately.

How are commissions handled?

Commissions are negotiable and are set out in writing before Alex begins working for you, in a buyer representation agreement or a listing agreement. He will explain exactly how compensation works in your transaction before you sign anything.

Is Alex a broker?

No. Alex is a California licensed real estate salesperson, DRE #01192601, working under Optimum First Inc, DRE #01525044.

Can Alex help if I am self-employed?

Yes, and it is one of the areas he knows best. Business owners are routinely told no by lenders who only offer one product. There are documentation paths built for self-employed borrowers, and Alex has worked with them for decades.

How quickly can we start?

Usually within a day or two. The first step is a short conversation about what you are trying to do and whether Alex is the right fit for it.

Does Alex work with investors?

Yes, including on financing structures specific to investment property. Bring the numbers you are working from and he will tell you whether they hold up.

What if I am not ready for another year?

That is a good time to start the conversation, not a reason to wait. Knowing your position a year out is how people avoid rushed decisions.

Not covered here?

Ask Alex directly and you will get a straight answer.

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